Download our latest Loan Rates as a PDF.
Home Equity Lines of Credit
Home Equity Loans
80% LTV
5 Years
6.50%
80% LTV
10 Years
7.50%
80% LTV
15 Years
8.50%
90% LTV
5 Years
7.50%
90% LTV
10 Years
8.25%
90% LTV
15 Years
8.75%
New Automobile Loans 2026 (& 2025)
125% of Retail Value
Up to 75 Months
5.50%
Used Automobile Loans
2024
NADA Loan Value
72 Months
5.75%
2023 & 2022
NADA Loan Value
60 Months
6.00%
2021 & Older
NADA Loan Value
54 Months
6.25%
Personal Loans
Personal Unsecured Term Loans
$10,000
36 Months
10.00%
Overdraft Line of Credit
$10,000
24 Months
10.00%
Loan dates are effective as of 3/1/2026.
*For loans which are approved, the rate is determined by the borrower’s credit rating and may be as low as the rates above. We reserve the right to match any competitor’s rates.
**A.P.R = Annual Percentage Rate