Auto Loans


New & Used Car Loans

A Share Draft account represents the foundation of a relationship with the credit union. It is the platform into which paychecks are deposited through direct deposit and is the mechanism through which the vast majority of purchases are made and bills are paid. It is difficult to imagine anyone getting through life in the 21st century without a Share Draft account. Here are some of the important features of the account:

Financial Health Federal Credit Union has been helping Indianapolis citizens with affordable auto loans and financing for years. By getting involved early in the process, you will know how much to spend, what payment fits your budget, what your trade-in automobile is worth, and how much you should pay for the vehicle you are buying. Get your loan pre-approved by the credit union first, we will help get you a better deal and save you money on your next car, whether it is new or used. 

  • Affordable rates for both new and used car loans
  • Finance up to 100% of the MSRP or used car’s value at our competitive standard rates.
  • When needed, finance up to 125% of the retail value at slightly higher rates.
  • Loan terms up to 6 years, depending on the year of the vehicle.
  • Get payment flexibility by choosing monthly or bi-weekly payments through payroll deduction, automatic transfer from your checking or savings account or get a payment coupon book.
  • GAP insurance offered on all vehicle and car loans. Mechanical repair coverage offered.
  • Credit Life and Disability insurance offered on all auto loans. 

If you have a vehicle loan elsewhere, we are happy to refinance your loan at the credit union. This frequently reduces the rate, the payment, the term, and saves you money.

Apply for a Loan

Short on funds? Need to upgrade your car? 

We do personal loans, new/used car loans, home equity, and credit cards

Apply for a loan today!