INDIVIDUAL RETIREMENT ACCOUNTS (IRA)


Individual Retirement Savings Accounts

A Share Draft account represents the foundation of a relationship with the credit union. It is the platform into which paychecks are deposited through direct deposit and is the mechanism through which the vast majority of purchases are made and bills are paid. It is difficult to imagine anyone getting through life in the 21st century without a Share Draft account. Here are some of the important features of the account:

It’s never too early (or too late) to start thinking about your retirement. The credit union offers regular, Roth, education and rollover Individual Retirement Accounts (IRAs). An IRA through your Credit Union provides:

  • Terms from twelve months to five years
  • Dividends credited monthly
  • Automatic renewal at maturity
  • Free Assistance cashing out retirement plans so as to avoid tax consequences 

Please consult a tax authority for information regarding your eligibility for an IRA and the amount of income and dividends you can defer.

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Checking,savings, long term deposits, IRA’s

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