Credit unions are member owned, not-for-profit cooperatives. They exist to serve the needs of their members and offer the same types of products and services you would find at a bank. All credit unions and banks have one thing in common: they use the deposit balances of their members/customers to make loans.
Member vs. Customer
Not-For-Profit vs. For Profit
Board Members
Start by finding out where your money goes!
Track Your Spending for 1 month.